Purchase + renovation
Fix & Flip
Short-term financing for acquiring and renovating investment property with a defined sale or refinance plan.
Understand this program ↗
Understand your financing options
Start with the property. Choose a path that fits the plan.
Explore eight business-purpose financing categories in plain English. Learn what each is designed to do, what to prepare, and which questions to ask before discussing your deal.
Find your starting point
What are you planning?
You do not need to know the perfect loan name. Choose the closest fit, or tell us about your financing goal and we can help clarify the next step.
A defined next step
Bridge
Short-term property-backed financing for an acquisition, maturity, or transition before a planned sale or longer-term financing.
Understand this program ↗Ground-up investment projects
New Construction
Potential construction financing reviewed around the land, plans, approvals, builder, budget, and expected completed property.
Understand this program ↗Income-producing investments
Rental / DSCR
Property-focused financing for non-owner-occupied rental acquisitions and long-term holds, including rental-portfolio scenarios.
Understand this program ↗Rate-and-term + business-purpose cash-out
Investment-Property Refinance
Refinancing paths for investment-property debt, including rate-and-term changes and cash-out for a documented business or investment use.
Understand this program ↗Five-plus-unit investment property
Multifamily
Acquisition, renovation, bridge, and longer-term financing scenarios for multifamily investment property.
Understand this program ↗Property-specific financing review
Commercial
Select commercial acquisition, rehabilitation, bridge, and longer-term investment-financing scenarios reviewed around the asset and business plan.
Understand this program ↗Coordinated investment closings
Transactional Funding
Potential short-duration financing for qualifying investment-property transactions with a clearly coordinated closing and repayment structure.
Understand this program ↗These categories describe potential financing paths, not an offer, commitment, or confirmation of eligibility. Availability, structure, pricing, leverage, and timing depend on the transaction, funding-source underwriting, and final approval. Business-purpose, non-owner-occupied real estate only.
A simple way to choose
The plan comes before the product.
A program label is a starting point, not an approval. Three questions help frame a useful financing conversation.
What needs financing?
Separate the purchase or existing debt from construction, renovation, closing costs, and reserves.
What will happen to the property?
Explain today's condition and occupancy, then describe any improvements, lease-up, or change in use.
How will the loan be repaid?
Connect the proposed financing to a realistic sale, refinance, or longer-term investment hold.
Let’s talk financing
Not sure which program fits?
A short conversation can start with your financing goal and the property, if you have one. The full loan application is a separate step.