What to have ready for an investment-property financing review
A focused first conversation starts with the asset, the capital request, the project plan, and a credible exit—not a perfect stack of paperwork.
Read article →
Gustafson Capital Investor Brief
Understand the numbers. Prepare the next deal.
Plain-language guides for real estate investors and the agents who serve them. Learn the financing concepts, work through an example, and know what to ask next.
A practical field guide
Know your numbers.
Three questions to work through before comparing financing. No jargon without an explanation. No example presented as an approval.
For business-purpose, non-owner-occupied investment property.
LTV, LTC, and ARV: three numbers every investor should understand
Understand what each leverage ratio measures, why several limits can apply at once, and why the total loan amount is not the same as cash available at closing.
Read the guide →How much cash do you need for a fix-and-flip?
Build a practical cash plan that separates your closing contribution, remaining wire, rehab working capital, contingency, and carrying costs.
Read the guide →DSCR explained: does the rent support the financing?
Learn how a rental coverage ratio works, why the calculation method matters, and why passing a DSCR test is not the same as earning positive cash flow.
Read the guide →
Start with the fundamentals
Prepare for a useful financing conversation.
Investor checklists, agent guidance, and choosing the right conversation for the property.
How agents can prepare an investor buyer’s financing conversation
Help an investor buyer arrive with a clear deal story, realistic timing, and the information needed to discuss capital without promising approval.
Read article →Fix-and-flip versus rental financing: the questions that shape the request
Both strategies can begin with an investment property, but the expected work, cash flow, timeline, and exit lead to different financing questions.
Read article →