Property-specific financing review
Commercial financing, explained.
Select commercial acquisition, rehabilitation, bridge, and longer-term investment-financing scenarios reviewed around the asset and business plan.
Is this your starting point?
When this path may fit.
You are considering a non-owner-occupied commercial investment and need to explore a purchase, commercial flip, repositioning, bridge, or longer-term financing path. Property use and transaction facts determine which paths may fit.
Property use, tenancy, condition, location, environmental considerations, and loan purpose can materially change the review. A residential fix-and-flip structure should not be assumed to apply to a commercial flip.
Questions that shape the review
- What is the property's actual use, occupancy, tenant mix, and lease position?
- Does the plan involve repairs, a change of use, lease-up, or a sale after renovation?
- What support is available for current income, costs, as-is value, and the proposed exit?
What to have ready
- Address, property type, purchase contract or current debt details
- Rent roll, leases, and available income and expense statements
- Scope of work, budget, and any known permit or environmental issues
- Requested amount, sponsor experience, timing, and exit plan
Think through repayment
Explain whether repayment is expected from sale, refinancing, or the property's ongoing income. The proposed term and structure must be reviewed against that specific plan.
What happens next?
Start with the property type, address, purchase price or payoff, planned improvements, and intended exit. We will clarify the next information needed. An inquiry starts a conversation; it does not submit a complete application, authorize a credit report, or commit you to borrow.
Start with a short inquiry if you are exploring options. If you are ready to provide full borrower and property information, use the separate secure loan application.