.calc-hero{max-width:1180px;margin:0 auto;padding:64px 28px 36px}.calc-hero h1{color:#102a45;letter-spacing:-.035em;margin:10px 0 16px;font:500 clamp(32px,5vw,57px)/1.12 Georgia,serif}.calc-hero>p:last-child{color:#586c7c;max-width:680px;margin:0;font-size:17px;line-height:1.65}.calc-hero .eyebrow{color:#8a6a23}.calc-hero-compact{padding-top:34px;padding-bottom:28px}.calc-hero-compact h1{font-size:clamp(30px,4vw,46px)}.calc-back{color:#4f6678;margin-bottom:22px;padding:8px 0;font-size:14px;display:inline-block}.calc-picker{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;max-width:1180px;margin:0 auto 30px;padding:0 28px;display:grid}.calc-picker>a{background:#fff;border:1px solid #dce3e9;border-radius:16px;padding:32px;transition:border-color .2s,transform .2s}.calc-picker>a:hover{border-color:#b79740;transform:translateY(-2px)}.calc-picker h2{margin:12px 0;font:500 32px/1.15 Georgia,serif}.calc-picker .eyebrow{color:#816221}.calc-picker p:not(.eyebrow){color:#596c7b;font-size:16px;line-height:1.6}.calc-picker strong{color:#173e5d;justify-content:space-between;gap:12px;margin-top:24px;font-size:15px;display:flex}.calc-picker-icon{color:#8a6b2c;background:#f2eee2;border-radius:12px;justify-content:center;align-items:center;width:48px;height:48px;margin-bottom:24px;font-size:27px;display:flex}.calc-hub-note{color:#596c7b;max-width:1124px;margin:0 auto 70px;padding:0 28px;font-size:13px}.calculator-workspace{max-width:1180px;margin:0 auto;padding:0 28px 72px}.calc-mode-switch{background:#e9edf0;border-radius:10px;gap:5px;margin-bottom:24px;padding:5px;display:inline-flex}.calc-mode-switch a{color:#40586d;border-radius:7px;min-height:46px;padding:12px 23px;font-size:15px;font-weight:650}.calc-mode-switch a[aria-current=page]{color:#122f4a;background:#fff;box-shadow:0 1px 4px #102a4512}.calc-layout{grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);align-items:start;gap:24px;display:grid}.calc-input-panel,.calc-results-panel{background:#fff;border:1px solid #dce3e9;border-radius:14px;min-width:0;padding:28px}.calc-results-panel{scroll-margin-top:20px}.calc-panel-heading{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:18px;display:flex}.calc-panel-heading>div{align-items:center;gap:10px;display:flex}.calc-panel-heading h2{letter-spacing:-.02em;margin:0;font:650 20px/1.3 Arial,sans-serif}.calc-step{color:#506779;background:#edf2f5;border-radius:50%;place-items:center;width:28px;height:28px;font-size:12px;font-weight:700;display:grid}.calc-text-button{color:#536b7f;cursor:pointer;text-underline-offset:3px;background:0 0;border:0;min-height:44px;padding:8px 0;font-size:13px;font-weight:650;text-decoration:underline}.calc-intro{color:#5b6e7d;margin:0 0 24px;font-size:14px;line-height:1.65}.calc-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 16px;display:grid}.calc-fields label{color:#294359;flex-direction:column;gap:8px;min-width:0;font-size:14px;font-weight:600;display:flex}.calc-fields input,.calc-fields select,.calc-fields textarea{color:#19334a;background:#fff;border:1px solid #bfcdd7;border-radius:7px;width:100%;min-width:0;min-height:48px;padding:12px;font-size:16px;font-weight:400}.calc-fields input[aria-invalid=true]{border-color:#b54433}.calc-fields input:focus,.calc-fields select:focus,.calc-fields textarea:focus{outline-offset:2px;outline:2px solid #a98a3e}.calc-number{background:#fff;border:1px solid #bfcdd7;border-radius:7px;align-items:center;display:flex;overflow:hidden}.calc-number input{border:0;border-radius:0;padding-right:4px}.calc-number input:focus{outline-offset:-2px}.calc-number input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.calc-number input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.calc-number input{-webkit-appearance:textfield;appearance:textfield}.calc-number>span{color:#6d7d8a;padding:0 12px 0 6px;font-size:12px;font-weight:400}.calc-fields small{color:#647887;font-size:12px;font-weight:400;line-height:1.45;display:block}.calc-fields .calc-field-error{color:#a1392d}.calc-extra{border-top:1px solid #e1e7eb;border-bottom:1px solid #e1e7eb;margin:26px 0 22px}.calc-extra summary{color:#314e65;cursor:pointer;justify-content:space-between;gap:12px;min-height:52px;padding:16px 0;font-size:14px;font-weight:650;display:flex}.calc-extra>p{color:#647887;margin:0 0 20px;font-size:13px;line-height:1.6}.calc-extra .calc-fields{padding-bottom:22px}.calc-button{color:#fff;cursor:pointer;background:#173a57;border:0;border-radius:8px;justify-content:center;align-items:center;gap:16px;width:100%;min-height:50px;padding:14px 18px;font-size:15px;font-weight:650;line-height:1.4;display:flex}.calc-button:hover{background:#0e2a43}.calc-button:disabled{opacity:.55;cursor:wait}:is(.calculator-workspace a:focus-visible,.calculator-workspace button:focus-visible,.calc-picker a:focus-visible,.calculator-workspace summary:focus-visible){outline-offset:3px;outline:2px solid #a98a3e}.calc-caption{color:#627788;margin:14px 0 0;font-size:12px;line-height:1.65}.calc-caption a{text-underline-offset:2px;text-decoration:underline}.calc-estimate-tag{color:#7b622c;background:#faf7ef;border:1px solid #e1d6b9;border-radius:30px;padding:5px 9px;font-size:11px}.calc-primary-result{background:#edf4f1;border-radius:9px;margin-bottom:14px;padding:22px}.calc-metric{min-width:0}.calc-metric>span{color:#526b71;font-size:13px;display:block}.calc-metric>strong{color:#173a43;letter-spacing:-.04em;overflow-wrap:anywhere;margin-top:8px;font:600 clamp(25px,3vw,39px)/1.15 Arial,sans-serif;display:block}.calc-metric>small{color:#60767d;margin-top:9px;font-size:12px;line-height:1.45;display:block}.calc-negative>strong{color:#9e4337}.calc-result-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;padding:15px 0 20px;display:grid}.calc-result-grid .calc-metric>strong{font-size:24px}.calc-breakdown{border-top:1px solid #e1e7eb;margin:0;padding-top:6px}.calc-breakdown>div{border-bottom:1px solid #edf0f3;justify-content:space-between;gap:16px;padding:11px 0;font-size:13px;display:flex}.calc-breakdown dt{color:#5b7080;line-height:1.5}.calc-breakdown dd{text-align:right;font-variant-numeric:tabular-nums;color:#243e52;white-space:nowrap;margin:0;font-weight:600}.calc-assumptions{color:#5d7281;margin-top:22px;font-size:13px}.calc-assumptions summary{cursor:pointer;color:#304f65;min-height:44px;padding:11px 0;font-weight:600}.calc-assumptions ul{margin-top:6px;padding-left:18px}.calc-assumptions li{margin:9px 0;line-height:1.6}.calc-quick-quote{margin-bottom:20px}.calc-quote{border-top:1px solid #dce3e9;margin-top:26px;padding-top:24px;scroll-margin-top:20px}.calc-quote h3,.calc-success h3{color:#1d3c53;letter-spacing:-.02em;margin:0;font:650 20px/1.35 Arial,sans-serif}.calc-quote>p{color:#5b7181;margin:12px 0 20px;font-size:14px;line-height:1.65}.calc-quote-form .calc-full{grid-column:1/-1}.calc-checkbox{color:#4e6678;align-items:flex-start;gap:10px;margin-top:14px;padding:8px 0;font-size:12px;line-height:1.65;display:flex}.calc-checkbox input{accent-color:#173a57;flex:0 0 20px;width:20px;height:20px;margin:0}.calc-quote-form>.calc-button{margin-top:18px}.calc-error{color:#983d2c;background:#fff0eb;border:1px solid #eac6b9;border-radius:6px;padding:12px;font-size:13px;line-height:1.6}.calc-example{color:#765e2a;background:#faf5e9;border-left:3px solid #c1a052;margin:0 0 20px;padding:11px 13px;font-size:13px}.calc-success{background:#edf6f0;border:1px solid #c8dfd0;border-radius:8px;margin-top:24px;padding:20px}.calc-success p{color:#486555;margin:10px 0 0;font-size:14px}.calc-empty{text-align:center;color:#607787;padding:36px 8px}.calc-empty>span{color:#a28435;font-size:38px}.calc-empty h3{color:#25465d;margin:20px 0 10px;font:600 23px/1.3 Arial,sans-serif}.calc-empty p{font-size:14px}.calc-empty>div{flex-wrap:wrap;justify-content:center;gap:8px;margin-top:24px;display:flex}.calc-empty>div span{border:1px solid #dce5eb;border-radius:30px;padding:7px 11px;font-size:12px}.calc-honeypot{opacity:0;pointer-events:none;width:1px;height:1px;position:absolute;overflow:hidden}@media (max-width:800px){.calc-layout{grid-template-columns:minmax(0,1fr)}.calc-hero{padding-top:34px}.calc-results-panel{scroll-margin-top:14px}}@media (max-width:520px){.calc-hero{padding:28px 18px 24px}.calc-hero>p:last-child{font-size:15px}.calc-hero-compact h1{font-size:32px}.calculator-workspace{padding:0 14px 46px}.calc-picker{grid-template-columns:minmax(0,1fr);gap:16px;padding:0 18px}.calc-picker>a{padding:24px}.calc-hub-note{padding:0 18px}.calc-input-panel,.calc-results-panel{border-radius:12px;padding:20px 16px}.calc-fields{grid-template-columns:minmax(0,1fr);gap:18px}.calc-mode-switch{margin-bottom:18px;display:flex}.calc-mode-switch a{text-align:center;flex:1;padding:12px 14px}.calc-panel-heading h2{font-size:19px}.calc-panel-heading{gap:8px}.calc-primary-result{padding:20px}.calc-metric>strong{font-size:37px}.calc-result-grid{gap:12px}.calc-result-grid .calc-metric>strong{font-size:23px}.calc-breakdown>div{gap:10px}}@media (prefers-reduced-motion:reduce){.calc-picker>a{transition:none}}